We at Macchina Believe that insurance fees are to be considered high with respect to the probability rate of having an accident .Worldwide reports states that the probability rate to have an accident every year for each driver is less than 30% .Why pay more if the rate can be lower while monitoring the driving behaviors and recording the score of which a driver is worth a discount . Our insurance telematics software is specialized in monitoring the driver behavior continuously and plotting a yearly score of points that can be lost if harsh driving events takes place allowing insurance companies to accurately know the who and when of good and bad driving habits.